Insurance

We’re here to help with all your insurance needs!

Personal

• Homeowner’s Insurance: Protects your home and the possessions inside of it, and provides compensation for liability claims, medical expenses, and other expenditures resulting from incidents inside, outside and away from your home.  If you rent, you still want to protect your property and have liability coverage.  

• Auto, Motorcycle/ATV/RTV, Boat/Personal Watercraft: Protects you against financial loss if you have an accident. Liability insurance covers damages to another person resulting from an accident you cause. Comprehensive insurance reimburses you for loss due to theft or damage caused by something other than a collision.  Collision covers damage to your vehicles.

• Personal Umbrella: Adds an additional layer of liability insurance protection above any other personal policies.

Commercial

• General Liability: Covers your business against third-party lawsuits over bodily injuries and property damage.

• Business Owner’s Policy: Combines business property and business liability insurance into one convenient policy.

• Commercial Auto: Covers damage to your car and liability claims against you. It may also cover loss through theft, vandalism, and natural disasters.

• Workers Compensation: Provides benefits to employees for work-related injuries including medical care, wages from lost work time and more.

• Commercial Umbrella: Extends liability coverage for an additional layer of insurance to further protect business assets.

Life & More

• Long-Term Care: Provides for a continuum of medical and social services designed to support the needs of people living with chronic health problems that affect their ability to perform everyday activities. 

• Life Insurance for Children, Families, Eldercare: Provides funds for your loved ones when you die. Proceeds are usually paid out in a lump sum, or in installments. The basic types are Term Life (for a specified period of time), Whole Life (for your entire life) and Universal Life (a mix between Term and Whole Life).

• Health/Group Health Insurance: Provides coverage for individual or group medical expenses.

• Flood: Extra layer of financial protection against situations that cause flooding such as heavy rain, melting snow and severe coastal weather.

• Bond: Coverage guaranteed by an insurance company against scheduled payments and interest on a bond or other security in the event of a payment default by the issuer of the bond or security.